Everyone deserves a 
decent place to live. 

We meet them daily. An 80-year-old man who lives alone in a leaky house and barely subsists on $10,000 per year. A single mom who can’t afford to move to a better neighborhood even though her young son is afraid to walk home from school because of the crime in their area. A family with three teenage kids who are terrified they’ll lose their home to foreclosure because dad got laid-off. A young family who would like to buy their first home but is worried about predatory lenders.  

Tens of thousands of people in the Dayton area don’t have a clean, safe place to live. But, with God’s help, we’re changing that. Since 1989, St. Mary Development Corporation has created more than 3,300 affordable housing units, including low-income senior apartments, single-family homes and emergency housing. We’ve rescued thousands of homes from foreclosure, allowing families to remain in their houses. And we’ve helped hundreds of first-time homebuyers make sound financial decisions and avoid disastrous ones. This is what we are called to do. Because we believe everyone deserves a decent place to live. Everyone.
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St. Mary Development Corporation does not discriminate in housing because of race, color, religion, sex, disability, familial status, national origin or any other locally protected class. 
We work toward the day when 
all residents of southwest Ohio -- especially the economically disadvantaged -- have a decent, affordable 
place to live and become part of a community.
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 HomeOwnership services
Our HomeOwnership Center provides foreclosure prevention and first-time homebuyer education and services.

Emergency housing
The Red Cross Family Living Center, one of St. Mary Development's facilities, provides temporary housing for families 
in need.
Learn more about our housing programs
Affordable senior apartments
Our six apartment centers for low-income seniors include many supportive services.

Single-family homes 
Our lease-to-purchase program helps low-income families and individuals purchase homes.
We're looking for a VISTA worker for 2015/16! 
Learn more.
Learn how to help 
600 low-income seniors 
by shopping at Amazon.com